Do you just stick to a risk-free rate of return, or are you willing to take a risk premium on your investments?

Posted: March 17th, 2022

Respond to each of the professors questions with 100 words: 1) Capital Asset Pricing Model (CAPM) something we can use in our personal financial life, or is pretty much something only for the professionals? 2) How does risk premium relate to part of our personal finances? Do you just stick to a risk-free rate of return, or are you willing to take a risk premium on your investments?